Restaurants & cafés
Food service businesses with frequent card transactions benefit enormously from cash discount programs.
$300–600+Monthly savings potential
Stop losing profits to credit card fees.
Processing $20,000 a month? You could be losing $600–$800 to fees. My cash discount program takes that to 0%, legally.
ReceiptToday
Card sales$1,594.00
Processing fee$47.82$0.00
You keep$1,594.00
Cash discount applied
0%Processing fees
100%Legal & compliant
FREEEquipment*
24/7Support
*Free equipment for businesses with qualifying card processing volume. No contracts. Free setup.
What are card fees costing you? Find out in 60 seconds.
Pick your monthly volume and what you pay today. Your estimate updates instantly. Send it, and I'll personally follow up with a complete breakdown of your current fees.
Estimated monthly fees you're paying
$0/mo
Choose your volume to see your number.
With a cash discount program, this goes to $0
Estimate uses a typical value for each range. "Not sure" uses 3%.
Your free savings estimate
Three quick steps. No obligation.
How the cash discount program works
It's simple, legal, and proven. It changes how you handle payment processing while staying 100% compliant with all regulations.
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Cash customers get discounts
Customers who pay with cash receive an immediate discount on their purchase, encouraging cash payments and building customer loyalty.
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Card users cover processing
Customers choosing to pay with cards cover the processing fees through transparent pricing. They see exactly what they're paying and why.
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You keep more profit
You eliminate processing fees from your expenses, keeping more of your hard-earned revenue to invest back into growing your business.
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100% legal & compliant
The program follows all federal and state regulations. Complete transparency with proper signage ensures full compliance and customer understanding.
Qualify for free equipment
If your business processes enough volume in credit card transactions, I'll provide all the equipment for free.
Who this program is for
It works exceptionally well for businesses that process high card volumes. Find your business type and its monthly savings potential.
High-volume small businesses
Processing $5,000+ monthly in card transactions? You're losing serious money to fees that could stay in your pocket.
$200–500+Monthly savings potential
Retail stores
Clothing, electronics, home goods. Retail businesses see immediate impact from eliminating processing fees on card sales.
$150–400+Monthly savings potential
Auto shops
Automotive repair and service shops with high-ticket transactions benefit greatly from fee elimination.
$200–450+Monthly savings potential
Service-based businesses
Salons, spas, contractors, and professional services. Any business accepting card payments can save.
$175–350+Monthly savings potential
Not sure if you qualify?
Every business is different. Let me analyze your current processing costs and show you exactly how much you could save.
- Free analysisComplete cost breakdown of your current fees
- Savings projectionYour potential monthly and yearly savings
- Custom solutionA program tailored to your business
How much are credit card fees costing you?
Monthly statementExample · $20,000 in card sales
Card sales this month$20,000.00
Processing fees (est.)−$700.00
Cash discount programOn
You keep each month+$700.00
That's per year+$8,400.00
Fees: $0.00
Processing $20,000 a month?
Even a small business processing $20,000 a month could be losing $600–$800 or more to credit card fees, every single month. That's money that should be staying in your business.
$600–$800 /mo lostThe cash discount program flips it.
Card-paying customers cover the processing cost through transparent pricing, cash customers get a discount, and your fee line drops to zero. Most businesses see their first month of eliminated processing fees within 7–10 days of implementation.
Rather keep traditional processing?
That's fine too. If a cash discount program isn't the right fit for your business, I also offer traditional processing. Either way, you get full transparency and one local person to call.
See my savingsWithout the program
−$700Lost to processing fees every month
With the program
+$8,400Saved annually for your business
Example based on $20,000 a month in card sales at an estimated $700 in monthly fees. The average business saves $500–$2,000+ per month starting from day one. Your numbers depend on your volume and current rates, which is exactly what the free estimate is for.
My direct line
+1 (561) 956-3294
I answer it myself. No 1-800 number.
More than just a payment processor
At Merchant Heroes, I believe small business owners deserve real solutions, not 1-800 customer service lines. As your local representative, I personally handle your account, answer your calls, and make sure your system is always running smoothly.
I help eliminate:
- Credit card processing fees
- Hidden and junk fees
- Long-term, unfair contracts
And I offer:
- Full transparency
- Personalized local support
- Equipment setup and training
- Traditional processing options
Serving business owners across Palm Beach County and South Florida, in person, plus virtual terminals for businesses that take payments online.
★★★★★
He came by, put up the signage, set up the terminal and showed my two cashiers how it all works. The fee line on my statement is just gone now.
Daniela P.Café owner · Palm Beach County
★★★★★
He walked me through cash price versus card price line by line, and when I had a question two weeks later, he picked up the phone himself.
Tony M.Auto repair shop owner
★★★★★
I was nervous my clients would mind the card price. Nobody blinked, and a few started paying cash for the discount.
Keisha W.Salon owner
90-day risk-free trial
Try it for 90 days. No strings attached.
See the difference for yourself on your own statement, with no contract and free setup, before you commit to anything.
See my savingsFrequently asked questions
Straight answers about the cash discount program.
Still have questions?
Call me directly and I'll walk you through it in plain English.
Call (561) 956-3294Yes, absolutely! Cash discounting is 100% legal and compliant with all federal regulations. The practice is regulated by card brands and follows strict guidelines to ensure fairness for both businesses and customers. We help you implement the program in full compliance with all applicable laws.
Studies show that over 95% of customers continue shopping with businesses that implement cash discount programs. Most customers understand that businesses need to cover processing costs, and many appreciate the transparency. Plus, you're offering them a discount for paying cash!
No upfront costs! We provide all equipment, setup, and training at no charge. You only start paying our low monthly service fee once you're up and running. There are no hidden fees, contracts, or surprise charges.
Yes! You get 24/7 technical support and a local representative who knows your business. From initial setup to ongoing maintenance, help is always available so you succeed with your cash discount program.
You'll start saving immediately! Most businesses see their first month of eliminated processing fees within 7–10 days of implementation. The average business saves $500–$2,000+ per month starting from day one.
Any business that processes credit cards can benefit! Restaurants, retail stores, service providers, medical offices, and professional services see the biggest impact. High-volume businesses and those with higher average transaction amounts typically save the most.
Yes! We offer virtual terminals for cash discount programs for online businesses as well. Whether you're processing payments in-person or online, our solutions can help you eliminate processing fees and save money on every transaction.
Ready to eliminate processing fees for good?
Don't wait another day to start saving money. The sooner you start, the more you'll save.
Send
Fill out the 60-second estimate form
Evaluate
I evaluate your savings potential
Install
I install and train you on your equipment
Profit
You start keeping 100% of your profits
No contracts
Free setup
24/7 support
90-day risk-free trial